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This week’s market update is all about momentum—and it’s moving in favor of buyers. While the shift has been gradual, it’s picking up steam across much of the Greater Phoenix area, and it’s something both buyers and sellers should be paying attention to.   13 Cities Shift Away from Sellers   Over the past month, 13 cities have experienced less favorable conditions for sellers, while only four have seen improvements. Here’s the breakdown:   Top Gainers   Avondale leads with a strong 13% gain Glendale follows with a 4% improvement Surprise shows a 3% uptick Maricopa gained 1%, which is barely noticeable   Biggest Drops Favoring Buyers   Tempe, Scottsdale, Cave Creek, Peoria, and Goodyear have all shifted more substantially toward buyer-friendly territory.   The average monthly CMI* (Cromford Market Index) change is now -3.0 %, up slightly from -2.7 % last week. This continues a softening trend that began two weeks ago.   Current Market Conditions   8 cities remain seller’s markets, but just barely 3 cities are balanced 6 cities are officially buyer’s markets Only Chandler is above a CMI of 120, and it’s clinging to that status   This is a clear signal that the market dynamic is shifting—and it may not be temporary.   Mortgage Rates, Consumer Sentiment, & Other Influencers   There are a few factors contributing to this trend: 10-year treasury yields have dipped below 4%, a hopeful sign for future mortgage rate relief However, 30-year fixed mortgage rates have only declined modestly Consumer confidence is weakening, potentially causing buyers to delay major purchases Foreclosures remain low, but we’re seeing a rise in trustee sale notices and a slow creep in unemployment   These are subtle shifts, but after years of stability, they’re worth watching closely.   What This Means for Buyers & Sellers   For Buyers: There’s a growing window of opportunity. More inventory, softening prices in some areas, and less competition can mean better deals and more negotiating power.   For Sellers, it’s time to be strategic. Proper pricing, presentation, and realistic expectations are critical in this evolving market. Overpricing a home right now could mean it sits on the market longer or needs a price cut.   Bottom Line: The market is softening Buyer opportunities are improving Sellers need to price wise and act quickly   We would love to chat if you’re wondering how this shift affects your neighborhood or next move. Whether you're thinking about buying, selling, or investing, staying up-to-date on the market is crucial. * Cromford Market Index™ is a value that provides a short term forecast for the balance of the market. It is derived from the trends in pending, active and sold listings compared with historical data over the previous four years. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. Housing Market Private residential construction spending rose more than expected in February. A mortgage-rate decline boosted single-family homebuilding. Inventory growth helped purchase apps reach their highest level since January. Apps were 2% higher than the prior week and 9% higher year over year. Economy According to the JOLTS report, job openings fell more than expected in February, and Federal government layoffs hit a four-year high. Wednesday's tariff announcement rocked the markets. Stocks sold off, pushing mortgage rates to a monthly low. In March, the service sector grew slowly in 9 months, amid government cuts and business uncertainty over tariffs. It's warming up! Have a great week. I am always available to answer your real estate questions. Contact me at (602) 679-1025 or email me here!

The latest data shows a shift in favor of buyers—but that shift, which had been slowing in recent weeks, is now beginning to accelerate again. Over the past month, 14 cities have seen seller conditions deteriorate, while only four cities have shown improvement. Notably, Cave Creek is no longer in the improving group.   The average change in the Cromford Market Index (CMI)* over the past month is -1.9 %, compared to -1.5 % last week. While the difference is slight, it marks the end of a 4-week trend of deceleration and the beginning of a new phase of market softening.   Tempe and Queen Creek, which includes San Tan Valley, are the fastest-declining markets. All other declining cities saw CMI drops of less than 7%.   As of now: Nine cities remain in seller’s markets, but none are strongly favorable to sellers—all have a CMI below 141. Three cities are balanced, and Five cities are in buyer’s markets, with Maricopa and Buckeye especially favoring buyers.   Avondale and Glendale shifted from balanced markets to very weak seller’s markets, joining Phoenix, Tempe, Fountain Hills, and Gilbert in the soft zone between a CMI of 110 and 120. Only three cities are above 120. Even though we’re typically at the peak of the buying season, supply continues to outpace demand. This is further confirmed by reports from homebuilders, who are experiencing underwhelming sales despite offering elevated incentives.   While the market’s downward trend is not steep, the direction is sliding in favor of buyers. * Cromford Market Index™ provides a short-term forecast for the balance of the market. It is derived from the trends in pending, active, and sold listings compared with historical data over the previous four years. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. Phoenix Home Owners - What's Your Home Worth? Mortgage Market and Economic Update – Week Ending 03/21/2025 Economic Uncertainty Grows, But Mortgage Rates Move Lower Concerns about the economy are mounting, with rising tariffs, slower GDP growth, and a weaker stock market contributing to uncertainty. However, there’s some good news—despite the Federal Reserve keeping short-term interest rates steady on March 19, mortgage rates are trending downward. Let’s break it down. Job Openings Rise, But Challenges Remain After a sharp decline in December, job openings rebounded in January, increasing from 7.5 million to 7.7 million—slightly exceeding expectations. Gains were notable in retail and finance, while professional and business services, as well as leisure and hospitality, saw declines. Despite the uptick, key hiring indicators suggest weakness in the job market. The hiring rate (3.4%) and quit rate (2.1%) are near decade lows (excluding the COVID-19 period), signaling a stricter environment for job seekers and a lack of confidence in switching jobs. Job openings remain well below the 2022 peak of 1.2 million, and recent data revisions reduced 2024 job openings by an average of 263,000 per month. Additionally, remote job postings spanning multiple states may inflate job listing numbers, further skewing the outlook. Stubbornly High Continuing Jobless Claims Initial jobless claims dipped by 2,000 to 220,000, staying relatively stable. Meanwhile, continuing jobless claims fell by 27,000 to 1.87 million but have remained above 1.8 million since last June. While new claims remain low, the sustained elevation in continuing claims suggests job seekers struggle to find new employment quickly. Many unemployment benefits last only 26 weeks, so the rise in continuing claims as benefits expire indicates a slower hiring market—aligning with the JOLTS report’s findings on hiring challenges. Inflation Trends in a Positive Direction After a jump in food and energy prices pushed inflation higher in January, February’s data brought a welcome shift. Both headline and core Consumer Price Index (CPI) readings came in lower than expected. Headline CPI rose 0.2% month-over-month, while the annual rate eased from 3% to 2.8%. Core CPI, which excludes food and energy, also increased by 0.2% monthly b ut softened to 3.1% year-over-year, down from 3.3% previously. Featured Listing - Mesa, Arizona Housing Market Although the FHFA said it will not lower conforming loan limits, it has terminated special purpose credit programs. Pending home sales rebounded from a record low in January. Calmer weather and a greater selection of houses provided optimism. Mortgage demand from homebuyers was the strongest in nearly 2 months. Purchase apps rose 1% for the week and 7% over a year ago. Economy Unemployment applications held steady last week, indicating that the labor market remains healthy as companies retain employees. Concerns about tariffs, inflation, and market volatility pushed consumer confidence for the future economy to a 12-year low in March. The fourth-quarter GDP was revised to an annual rate of 2.4%. Continued growth is expected, though tariffs could slow the pace. Lower temps this week for Phoenix and the east valley cities! Have a great week!

Spring brings longer days, blooming flowers, and the perfect excuse to tidy your yard. But what if your neighbor’s tree does more than provide shade? Overgrown branches or invasive roots creeping onto your property can cause frustration and potential damage. So, what are your rights when handling these wayward trees in Phoenix, Arizona? Your Tree is Throwing Shade.....Literally! Understanding Your Rights Arizona law has no one-size-fits-all rule for trimming trees that extend beyond property lines. However, in the key case  Cannon v. Dunn , the Arizona Court of Appeals ruled that property owners have the right to trim branches and cut roots that extend onto their land without prior approval from the neighbor. That being said, there are clear limits: You can only trim up to the property line. You cannot harm, kill, or remove the tree entirely. If you cut beyond your property or cause damage to the tree, your neighbor may have legal grounds to seek compensation. Best Practices for Handling the Issue Before you grab your pruning shears and start cutting away, follow these steps to avoid disputes and ensure you're within your legal rights: 1. Communicate First  – Start with a friendly conversation. Let your neighbor know about the issue, whether it’s branches scraping your roof, roots cracking your pavement, or excessive leaves making a mess. Open dialogue can often lead to a simple, agreeable solution. 2. Put It in Writing  – If a verbal discussion doesn’t resolve the matter, send a polite written notice outlining your concerns. Include a request for action by a specific date and state your intent to trim if necessary. 3. Get Professional Advice  – Consulting an arborist or landscaper can help you determine the best and safest way to trim the branches or roots without harming the tree. A professional opinion can also provide documentation if a dispute arises. * If you need referrals to a licensed arborist in Mesa, Arizona, or surrounding areas, contact us here! 4. Document Everything  – Take clear before-and-after photos of the tree to establish what changes were made. This can serve as proof in case your neighbor challenges your actions. 5. Hire a Professional for the Job  – While Arizona law allows you to trim branches and roots up to your property line, having a licensed arborist or landscaper do the work ensures it’s done correctly, safely, and legally. 6. Consider Legal Action if Necessary —You may have legal options if the issue persists and your neighbor becomes uncooperative. The  Cannon  decision allows homeowners to seek damages or injunctive relief in cases where tree-related disputes cause harm or legal complications. Contact us today for a price on your home! A Neighborly Approach Taking proactive steps and maintaining open communication can help prevent conflicts while keeping your yard in shape. With some planning and consideration, you can handle overgrown trees without harming relationships—or the tree itself. Happy trimming, and get it done before it gets too hot!!! Blog by: Brad Daniels, The East Valley Team at My Home Group! 602-679-1025

The latest data shows a shift in favor of buyers—but that shift, which had been slowing in recent weeks, is now beginning to accelerate again. Over the past month, 14 cities have seen conditions deteriorate for sellers, while only four cities have shown improvement. Notably, Cave Creek is no longer in the improving group.   The average change in the Cromford Market Index (CMI)* over the past month is -1.9%, compared to -1.5% last week. While the difference is slight, it marks the end of a 4-week trend of deceleration and the beginning of a new phase of market softening.   Tempe and Queen Creek, which includes San Tan Valley, are the fastest-declining markets. All other declining cities saw CMI drops of less than 7%.   As of now: Nine cities remain in seller’s markets, but none are strongly favorable to sellers—all have a CMI below 141. Three cities are balanced, and Five cities are in buyer’s markets, with Maricopa and Buckeye especially favoring buyers.   Avondale and Glendale shifted from balanced markets to very weak seller’s markets, joining Phoenix, Tempe, Fountain Hills, and Gilbert in the soft zone between a CMI of 110 and 120. Only three cities are above 120. Even though we’re typically at the peak of the buying season, supply continues to outpace demand. This is further confirmed by reports from homebuilders, who are experiencing underwhelming sales despite offering elevated incentives. Cromford Market Index™ is a value that provides a short-term forecast for the balance of the market. It is derived from the pending, active, and sold listings trends compared with historical data over the previous four years. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. Housing Market Existing home sales unexpectedly increased in February as rising supply and falling mortgage rates pulled buyers back into the market. Housing starts were stronger than expected in February, though builders faced persistent labor and buildable lots shortages. Builder confidence fell to a 7-month low in March due to economic uncertainty, tariff threats, and elevated construction costs. Economy The Fed kept its policy rate unchanged at the March meeting. Fed members are expected to cut policy rates twice in 2025. Retail sales were up less than forecast in February, and January was revised downward to mark the most significant drop since July 2021. Initial jobless claims rose slightly last week. Continuing claims also rose, with more people remaining jobless longer than a year ago. How to Pick the Right Movers for Your Arizona Relocation Moving to Arizona? Choosing the right moving company can make all the difference in ensuring a smooth transition. Here’s what to look for when selecting the best movers for your needs. 1. Check Reviews & Recommendations Research online reviews on Google, Yelp, and the Better Business Bureau (BBB). Ask friends, family, or your real estate agent for trusted recommendations. 2. Verify Licensing & Insurance Ensure the movers are licensed and insured. Interstate movers should have a U.S. DOT number , while Arizona-based movers must be registered with the Arizona Corporation Commission . 3. Get Multiple Quotes Request at least three in-home or virtual estimates. Be cautious of quotes that seem too good to be true—they often are! A reputable mover provides a detailed breakdown of costs. Brad’s #1 Tip:  Many moving companies offer quotes over the phone or via Zoom, but I’ve found that these estimates often increase on moving day. The most accurate quotes come from companies that send a representative to assess your furniture and belongings in person. This ensures transparency and helps avoid unexpected costs. 4. Understand the Contract Read the fine print! Confirm if the estimate is binding (fixed price)  or non-binding (subject to change) . Ask about additional fees for stairs, long carries, or special packing. 5. Ask About Experience in Arizona Moves Arizona’s climate and terrain require special considerations, like heat-sensitive packing and navigating desert roads. Movers experienced in the area will handle your belongings with care. 6. Inquire About Storage Options If your new home isn’t ready immediately, see if the movers offer short-term or long-term storage solutions  to keep your belongings safe. 7. Look for Added Services Some companies offer packing, unpacking, and furniture assembly , which is worth considering if you want a hands-off move. Final Tip: Trust Your Instincts Move on if a company seems shady or pressures you into a quick decision. A trustworthy mover will be transparent and professional from start to finish. Do you need recommendations for reliable movers in Arizona? Feel free to contact me—I’m happy to help make your relocation as seamless as possible! The valley weather is heating up quickly! It may be a good time to call your HVAC professional and get your units checked and serviced.

Circular Sun House, Phoenix, Arizona Frank Lloyd Wright Circular Sun House for sale in Phoenix, Arizona. Frank Lloyd Wright’s final residential masterpiece, the Circular Sun House, is currently available for discerning buyers seeking a unique blend of architectural brilliance and natural harmony. Designed in 1959 for Norman Lykes, this iconic home was completed in 1967 by Wright’s apprentice, John Rattenbury. Nestled on a 1.3-acre hillside lot at 6836 N 36th St, Phoenix, AZ 85018, the property offers panoramic views of the Palm Canyon and the surrounding desert landscape. Interior Family Room As one of only 14 circular homes designed by Wright, the Circular Sun House exemplifies his innovative approach to organic architecture. The 3,095-square-foot residence features three bedrooms and three bathrooms, seamlessly integrating indoor and outdoor spaces to harmonize with the environment's natural contours. Wright’s signature use of curved hallways, custom-built Philippine mahogany cabinetry, and expansive windows allows for abundant natural light and unobstructed views, creating a living experience that is both aesthetically pleasing and functionally efficient. Balcony view Unique Features • Custom Built-Ins : The residence boasts built-in furniture designed to complement its circular aesthetic, providing both beauty and practicality. • Outdoor Living : A circular swimming pool lined with mother-of-pearl offers a luxurious space for relaxation, while multiple terraces and patios provide ideal settings for entertaining against the backdrop of stunning desert vistas.  The pool was not part of the original design but was added by a subsequent owner after Norman Lykes sold the house.  • Private Spaces : The master suite includes an adjacent balcony, allowing for private enjoyment of the surrounding natural beauty. Kitchen Current Listing The Circular Sun House is currently listed at $8.95 million, reflecting its architectural pedigree and unique design. The property has been meticulously maintained to preserve Wright’s original vision while accommodating modern living standards. Assistance for Potential Buyers I can provide comprehensive assistance throughout the purchasing process for those captivated by this extraordinary property. My services include: • Personalized Tours : Arrange private viewings to experience the home’s unique features and ambiance firsthand. • Market Analysis : Provide detailed insights into the current luxury real estate market to inform your investment decision. • Negotiation Expertise : Utilize my experience to navigate the complexities of acquiring a historically significant property. Contact Brad Daniels for showings: (602) 679-1025 or email me here Owning the Circular Sun House is not just about acquiring a residence; it’s about becoming a steward of architectural history. If this exceptional home resonates with your aspirations, I invite you to contact me to explore this opportunity further. Additional information and Photos: Here Please note: All information is based on current listings and may be subject to change. Listing courtesy of Realty One Group, Deanna Peters

It’s a Buyer’s Market. Why aren’t prices crashing? For Buyers Phoenix has been in a buyer’s market for three of the past four months, and as of this writing, that trend continues into March. Some buyers might be surprised that home prices haven’t declined yet—the median price is up 4.3% year-over-year. However, price shifts typically take 3–6 months to reflect market changes, as the shift needs to be sustained for at least a season before impacting pricing. Why does it take so long? One key reason is the time it takes to complete a sale. First, a home is listed, often spending about 30 days on the market before going under contract. Then, after another 30–45 days in escrow, the final sale price is recorded. At least two additional months of data are needed to establish a trend. In contrast, stocks can be bought and sold instantly, making them far more volatile. This is only the fourth buyer’s market in Greater Phoenix over the past 25 years. The one from 2006–2008 was particularly severe, leaving lasting concerns among those who experienced it. Because that housing crash coincided with the Great Recession, some fear home values could crash if another recession occurs. However, history suggests otherwise—home prices typically flatten or see slow growth during recessions rather than plummeting. Demand often increases as mortgage rates decline. Current indicators suggest that if supply rises, home prices may decrease in the coming months, but more like a gradual dip rather than a dramatic crash. Most price ranges currently see 1–2% appreciation year-over-year, below the inflation rate. However, not all segments are behaving the same way. Condos and townhomes under $400K have seen the steepest declines, down 4.2% so far this month, while homes priced between $1M—$1.5M are experiencing the strongest growth at +5.5%. Under these conditions, even a tiny drop in mortgage rates could significantly impact a buyer’s purchasing power. For Sellers Today’s buyer’s market isn’t the result of falling demand. The Cromford® Demand Index  is currently rising. Instead, the increase in supply is creating challenges for sellers. So far this year, the Arizona Regional MLS has recorded more new listings than in the past four years, resulting in the highest active listing count since 2015. While demand is improving, it’s not enough to absorb the surge in inventory. As a result, price reductions have jumped 58% compared to last year, and buyers are negotiating more aggressively—even for move-in-ready homes. Sellers are also being more realistic with pricing. The average list price per square foot is mostly within 1% of last year. Still, competition pushes some sellers to go the extra mile—whether by staging vacant homes, updating appliances, or making cosmetic improvements like neutralizing paint. Negotiations are a bit tougher once an offer is secured than last year. For homes under $1M, final sale prices are averaging 98.3% of the previous list price , down slightly from 98.6%  last year. On a $500,000 home, that equates to a $8,500 price reduction  compared to $7,000  last year. For homes over $1M, final sale prices are averaging 95.4% of the previous list price , down from 96.4% —meaning a $46,000 price reduction  on a $1M home compared to $36,000  last year. Some good news for sellers: mortgage rates have been declining  since their January peak of 7.26%  and are currently averaging 6.78%  (per Mortgage News Daily). Recent economic uncertainty, potential tariffs, and government downsizing have caused investors to shift money into more stable assets like bonds, which has lowered the 10-year Treasury yield, which is closely tied to 30-year mortgage rates. If rates drop below 6.5% , the market will likely become more favorable for sellers. Tina Tamboer, Senior Housing Analyst with The Cromford Report ©2025 Cromford Associates LLC and Tamboer Consulting LLC Housing Market Lennar and Icon, a 3D technology company, partnered to 3D print 100 homes in Georgetown, Texas. About 75% of them have already sold. Though rates were no longer falling, total mortgage apps jumped 11% last week. Purchase apps rose 7% for the week and 4% year over year. Pending home sales ticked up for the week but were slightly lower than a year ago. Unsold inventory is up 28% nationwide from last year. Economy After rising in January, wholesale prices remained unchanged in February. Markets are concerned tariffs may lead to future increases. The CPI showed slowing inflation in February. The drop-off is not expected to trigger policy rate cuts at next week's Fed meeting. Job openings rose to 7.74 million in January, signaling employer optimism amid ongoing labor market concerns. Relocating to Arizona? Here are ten key pointers for anyone relocating to Arizona from out of state from relocation specialist Brad Daniels. 1. Understanding Arizona’s Climate • Arizona is known for its hot summers and mild winters. Be prepared for triple-digit temperatures in the summer, and invest in good air conditioning. • Monsoon season (June–September) can bring heavy rains and dust storms (haboobs), so familiarize yourself with safety measures. 2. Cost of Living & Housing • Arizona offers a lower living cost than states like California, but prices have risen in recent years. Research property taxes, HOA fees, and utility costs. • If you’re moving from a humid climate, be aware that evaporative cooling is less effective, and you’ll likely rely on air conditioning year-round. 3. Choosing the Right Area • Phoenix Metro : Offers urban and suburban living, with cities like Scottsdale, Gilbert, and Chandler providing excellent schools and amenities. • Tucson : A more laid-back atmosphere with a strong university presence. • Northern Arizona : Flagstaff and Prescott provide cooler temperatures and mountainous landscapes. 4. Employment & Job Market • Key industries include healthcare, technology, education, and aerospace. Many companies have relocated here due to Arizona’s business-friendly environment. • Remote work is popular, but check internet provider options in your area, as some rural parts have limited connectivity. 5. Transportation & Commuting • Arizona is car-dependent, especially in the Phoenix area, where public transportation is limited. Consider commute times and traffic patterns when choosing a home. • If moving to a desert or rural area, a vehicle with good air conditioning and reliable tires is essential. 6. Taxes & Financial Considerations • Arizona has a lower income tax than states like California, making it an attractive destination for retirees and remote workers. • No tax on Social Security benefits, which is beneficial for retirees. 7. Utilities & Water Usage • Water conservation is a significant concern in Arizona. Be mindful of usage and consider xeriscaping (low-water landscaping). • APS and SRP are the two primary electric providers in the Phoenix area, and summer electric bills can be high—look into energy-efficient home options. 8. Lifestyle & Recreation • Arizona offers incredible outdoor activities, from hiking in the Superstition Mountains to boating in Lake Pleasant. • The state has a strong sports culture, with major teams in football (Cardinals), basketball (Suns), and baseball (Diamondbacks). 9. Schools & Education • Arizona has a mix of public, charter, and private schools, with charter schools being a popular choice. Research local school ratings if moving with kids. • Higher education options include Arizona State University (ASU), University of Arizona (UofA), and Northern Arizona University (NAU). 10. Getting Settled • Register your vehicle with the Arizona MVD within 30 days of moving. Arizona does require emissions testing in some counties. • Update your driver’s license and consider getting an Arizona Real ID if you plan to fly domestically. East Valley Weather - Get prepared for great weather! Happy St. Patrick's Day

The Phoenix real estate market has recently displayed a shift that increasingly favors buyers, although the magnitude of change shows signs of slowing. Here's an in-depth look at the latest trends and figures defining the current landscape. Phoenix housing market ✅ Phoenix real estate trends ✅ Arizona real estate market Cromford Market Index (CMI)*: Over the last month, we've observed deteriorations in 13 cities for sellers, while improvements have been noted in twice as many cities as the previous week. Notably, Buckeye and Maricopa have shown positive trends alongside Cave Creek, with Avondale replacing Goodyear in this cohort. Of these, three cities have recorded improvements exceeding 5%. The average change in CMI for the past month stands at -2.3%, a lesser decline compared to -5.2% observed last week, indicating a continuation of the recent trend in the Phoenix and surrounding areas. Contact us for a price on your home! Interest Rates and Mortgage Trends: The yield on the 10-year Treasury Bond dropped from around 4.8% in mid-January to just below 4.2% in early March. This reduction offers potential relief for mortgage rates, which have previously soared above 7%, ranging between 6.7% and 6.8%. Local Market Dynamics: The fastest decline was observed in Queen Creek, which includes the expansive San Tan Valley area. Currently, eight cities are categorized as seller's markets, four as balanced, and five as buyer's markets, maintaining the same distribution as last week. Although new listings continue to outpace demand, the excess has reduced compared to earlier this year. Transaction Insights for Maricopa County (January): - Closed Transactions:  6,000, a slight increase from February's 5,933 and an 18% rise from January. -  Closed New Homes:  Down to 1,283, a decrease of 4.6% from February but a 13% increase year-over-year. - Closed Resale Transactions:  Increased to 4,717, up 2.8% from February and 20% from January. Median Sales Prices: The overall median sales price was $488,613 in February, a 4.6% increase from the previous year and a 0.7% rise from January. New home median prices were at $530,000, down from January by 2.7% but up 2.7% year-over-year. Resale homes saw a median price of $470,000, a 4.4% increase from last year and 2.2% from January. Additional Considerations: Given the difference in the number of working days between February 2024 and 2025 (20 in 2025 vs. 21 in 2024), we should adjust our interpretation of the closing numbers accordingly, estimating an increase of about 5% to align with 2024's data.   Overall, the market's resilience is evident at the top end, although mid-range volumes have recovered from earlier lows. The share of new homes has slightly declined to 21.4% from 22.7% a year ago.   These insights will help us understand current trends and adjust our strategies accordingly. *Cromford Market Index™ is a value that provides a short term forecast for the balance of the market. It is derived from the pending, active, and sold listings trends compared with historical data over the previous four years. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. Between the on-again-off-again tariffs, the weak ADP job growth in February 2025, and the Atlanta Fed's GDPNow model calling for a contraction in 1Q 2025, there's been a lot of bad news and uncertainty over the last week. But much of that was good news for mortgage rates.   As a result, the "risk-off" trade has continued, with money piling out of stocks and into "haven" assets like bonds and gold. Higher bond prices (mathematically) mean lower yields, and lower MBS (Mortgage Backed Securities) yields have helped average mortgage rates move lower.   Here's what the Fed Funds Rate futures market is currently pricing for rate cuts. The market expects the Fed to stay on hold on March 19, but the odds of rate cuts on May 7 and June 18 have risen significantly over the last few weeks.   The current Fed Funds Rate policy range is 4.25–4.50%.   March 19 FOMC Meeting:  93% probability that the policy rate will remain at 4.25–4.50% (down from 95% last week). In other words, that the Fed will stay on pause.   May 7 FOMC Meeting:  54% probability that the policy rate will remain at 4.25–4.50% (way down from 73% last week). 42% probability of a 25 bps cut (25 bps = 0.25% = a quarter percentage point) to 4.00–4.25%.   June 18 FOMC Meeting:  16% probability that the policy rate will remain at 4.25–4.50% (down from 30% last week). 51% probability that the policy rate will be 25 bps below current (which implies one rate cut on either May 7 or June 18). 31% probability that rates will be 50 bps below current (was 16%) last week. Housing Market Single-family construction spending rose 0.6% in January. Overall spending, including for multifamily and home improvements, fell by 0.4% New apartment construction hit a record high last year. Developers completed almost 600K multifamily units, according to the U.S. Census. Falling mortgage rates lit a fire under demand last week. Mortgage applications jumped 20%, the first increase in 3 weeks. Economy The Fed's most recent Beige Book showed a mixed employment picture and slight rise in economic activity since mid-January. Unemployment applications fell more than expected last week, indicating the labor market remained stable in February. Payroll processing firm ADP reported private companies added just 77K new workers in January, well below the 148K consensus estimate. Sustainable Spaces: Landscaping Homeowners take on outdoor projects for many reasons: curb appeal, resale value and the simple pleasure of having beautiful landscaping. Consumers report a "joy score" of 9.7 out of 10 after upgrading their landscaping, according to a 2023 report from the National Association of REALTORS®. Real estate professionals continue to report that clients are more interested in sustainability. When considering sustainability as a selling point, thinking of energy-efficient appliances or low-VOC paint is natural. But landscaping can be sustainable as well. With 92% of REALTORS® recommending a curb appeal boost for sellers, why not increase the attractiveness to buyers by making that curb appeal eco-friendly, too? The Value of Greener Landscaping According to the Arbor Day Foundation's 2024 Canopy Report, four in 10 Americans say they chose their home location based on access to green spaces. Imagine the appeal to potential buyers when a listing's backyard has a beautiful, low-maintenance green space. Eco-friendly landscaping helps reduce maintenance and conserve resources. That's a win for buyers interested in a beautiful lawn with less work and buyers who care about sustainable living. Homes with thoughtfully planned sustainable landscaping offer several selling points: Almost all landscaping overhauls, sustainable or not, improve curb appeal. Sustainable landscaping boosts potential buyers' perception of the property. It also reduces the need for water, lowering water bills. It also helps reduce the time spent on yard work, increasing available leisure time. 7 Sustainable Landscaping Ideas These eco-friendly landscaping ideas can boost curb appeal and homeowner satisfaction. They may also increase homes' resale value before they go on the market. Think 'drought tolerant' "A low-maintenance landscape is a selling point for potential buyers," says Corey Chetcuti, a designer and project director at Freemodel in Sacramento, Calif. "To help conserve water, a drought-tolerant [or] low-water landscape is necessary." Drought-tolerant landscaping requires less watering and thrives even during long, dry summers. The best drought-tolerant plant choices for homeowners vary by location. For example, a drought-tolerant landscaping project in California might include agave, sagebrush and bougainvillea. Drought-tolerant lawns in Colorado, however, might feature lavender, silver sage and white fir. Plant more trees Homeowners interested in lowering their carbon footprint should consider planting more trees. According to the Sierra Club , prominent, mature trees have excellent carbon-capturing capability. Real estate professionals should point this out when showing a house with mature landscaping to sustainability-minded buyers. In regions with long, hot summers, large trees also keep the outdoor space cool and livable. Select native plants The National Wildlife Federation suggests aiming for 70% native plants in any lawn or landscaping overhaul. Native plants grow naturally in a specific region and help attract and benefit local birds, butterflies, and wildlife. They also tend to be low-maintenance. Since they were planted where they naturally bloom, they don't need much help to bloom where they're planted. Consider a "no mow" lawn seed mix. Homeowners who want a grassy lawn can still reduce mowing to once every two to three weeks by planting a "low/slow grow seed mix," says Susan Cohan, an award-winning professional landscape designer based in New Jersey. The best slow-growing grass seed for each homeowner depends on their location, so it's a good idea to seek advice from a local garden center. While "no mow" grass does not exist, a slow-growing grass seed mix can dramatically reduce yard maintenance. It also reduces the gasoline or electricity used to mow the lawn. Swap out mulch for ground cover. "Don't over-mulch trees and shrubs," says Cohan. "Try a ground cover instead." Ground cover refers to any low plant that grows over a large area. Like mulch, it helps keep the soil moist and reduces the possibility of soil erosion. But unlike mulch, ground cover is very low-maintenance and can often nearly sustain itself. It grows year after year without needing to be replaced. Plant produce According to Ashley Irene, the founder of Heirloom Potager, a boutique landscape design firm in Southern California, homeowners committed to sustainable living can take their landscaping to the next level by using compost to grow nutrient-rich vegetables and herbs. Raised garden beds to create a potager or small kitchen garden offer homeowners a delicious reward for their efforts while also reducing the need for mowing. Opt for local, sustainable materials. "Homeowners can also improve their environmental stewardship by using locally sourced materials for pathways and raised bed construction," Irene says. Landscaping often includes walkways, water features, firepits, pergolas and more. Homeowners interested in sustainability should ditch the concrete and build hardscapes made from reclaimed wood, natural stone, sand or products made from recycled materials. Content by Leandra Beabout : The Full Article is Here Valley Weather - Phoenix Arizona 3-10-25 to 10-17-2025 Have a great week!

Another Week Reporting a Swing in Favor of Buyers The table is yet again reporting a swing in favor of buyers, and that's great news for my clients who are relocating from all over the country. We have 15 cities that have deteriorated for sellers over the last month. We only have two cities that have improved over the past month, Goodyear and Cave Creek, although this time a more significant percentage has enhanced Cave Creek. The average change in Cromford Market Index (CMI)* over the past month is -5.2% while last week we saw -7.5%. This continues the trend we saw last week in which the trend in favor of buyers is starting to slow down. This has probably been influenced by a decline in mortgage rates over the past week.   The fastest decliners are Tempe down 11%, with Peoria and Chandler down 10%. The declines are generally milder than we saw last week. Eight cities are still seller's markets, four are balanced, and five are buyer's markets. This is a slight improvement because Cave Creek has moved from balance to a seller's market, even if only by a tiny margin.   The supply of active listings without a contract is growing, but only 1.4% during the past week. This is slower than last month when we saw an increase of 2.0%. The contract ratio has increased to 38, which is low, but up from 37 last week. This time last year it stood at 55 but had trouble breaking above this level. Relocating to Arizona? Discover available homes and valuable information here *Cromford Market Index™ is a value that provides a short term forecast for the balance of the market. It is derived from the past four years' pending, active, and sold listings trends compared with historical data. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. Still Waiting for Lower Mortgage Rates? Mortgage Rate Projections You should know that experts predict mortgage rates will settle around 6.5% by year-end, meaning they may not drop as much as you’d hoped. If you need to move, there’s no need to wait—there are ways to make homeownership more affordable now. Options like buydowns, adjustable-rate mortgages, and assumable loans can help. Let’s connect, and I’ll introduce you to a top-notch lender! Freddie Mac Primary Mortgage Survey Housing Market At the end of January, there were 1.18 million homes for sale, an increase of 3.5 percent from December and 17 percent from January 2024. The median price of a home sold in January was $369,900, up 4.8% from the previous year and the highest price ever. Sales of previously owned homes fell 4.9% in January but were 2% higher than in January 2024. Economy The minutes from last month's Fed meeting showed that officials wanted to maintain policy rates despite stubborn inflation and economic uncertainty. Mortgage rates have held steady to begin the year as inflation fears and concerns over a surge in debt issuance have failed to materialize. Valley Weather - Get your umbrella ready East Valley Weather

Tustin Ranch Aerial View: Greenfield and Pecos Exciting news for homebuyers in Gilbert, Arizona! Tustin Ranch, a brand-new gated community, is coming soon to the southwest corner of Greenfield and Pecos Roads. Developed by Tri Pointe Homes in partnership with Kimley-Horn, this highly anticipated neighborhood offers a perfect blend of luxury, open space, and convenience. Spacious Homes and Thoughtful Design Tustin Ranch will feature 76 single-story, single-family homes on generously sized lots ranging from 10,800 to over 15,000 square feet. Designed with comfort and privacy, these homes will cater to various lifestyles, making them ideal for families, retirees, and anyone looking for a high-quality living experience in Gilbert. A Focus on Community and Outdoor Living One of the standout features of Tustin Ranch is its commitment to open space and outdoor amenities. Over 7.4 acres—nearly 18.5% of the community—will be dedicated to green spaces, surpassing the town’s 10% requirement. Residents can look forward to: Walking trails for morning strolls and evening jogs A half basketball court for recreational play Ramadas with picnic tables and BBQ grills for gatherings Fire pits for cozy nights with friends and family A playground with swings and a spacious turf play area for children Prime Location with Easy Access Tustin Ranch boasts a prime location near some of Gilbert’s most popular attractions. Discovery District Park is just to the north, while the Gilbert Temple is conveniently located to the east. With easy access to the Loop 202 freeway, residents will enjoy quick connections to nearby shopping, dining, and entertainment options throughout the East Valley. A Development Rooted in Community Feedback The project recently received approval from the Gilbert Town Council for a minor general plan amendment and zoning changes, transitioning the land from commercial and office use to residential. Developers incorporated valuable community feedback throughout the planning process, leading to design enhancements such as larger lot depths, single-story home restrictions, and improved landscaping, which created a more visually appealing and livable neighborhood. What’s Next for Tustin Ranch? As of early 2025, development is underway, with more details on home availability, pricing, and pre-sales expected soon. If you want to make Tustin Ranch your future home, watch for upcoming updates! Stay tuned for more information on this exciting new community in Gilbert, and feel free to reach out if you’d like to explore real estate opportunities in the area! Tustin Ranch cross streets - Gilbert

15 Cities Have Deteriorated for Sellers Over the Last Month The table is once again reporting a swing in favor of buyers. We have 15 cities that have deteriorated for sellers over the last month, with Mesa and Gilbert joining the 13 we saw last week. We only have two cities that have improved over the past month, Goodyear and Cave Creek, both by small percentages. The average change in Cromford Market Index* over the past month is -7.5%, while last week we saw -8.0%. There is a tiny sliver of good news that the decline is no longer accelerating.   The fastest decliners are Fountain Hills, down 15%, and Maricopa, Glendale, and Paradise Valley, down 12%. Peoria is down 10%, and Chandler, Mesa, and Tempe are down 9%.   Seven cities are still seller's markets, five are balanced, and five are buyer's markets.   Now that the spring selling season is properly underway, more listings are going under contract. The supply of active listings without a contract has grown, but only by over 2% during the past week. This is slower than last month when we saw an increase of 3.2%. The contrast ratio has clawed its way back to 37, which is low but not terrible.  This time last year, it stood at 52 mainly because we had far less supply. Although CMIs are still headed lower in most places, the slight improvement in demand is starting to slow that trend.   Among the secondary cities, El Mirage, Apache Junction, Anthem, and Tolleson are seller's markets, and Laveen is balanced. At the same time, Litchfield Park, Sun City, Sun City West, Arizona City, Gold Canyon, Casa Grande, and Sun Lakes are buyer's markets. More listings are under contract now that the spring selling season is properly underway. The supply of active listings without a contract is growing, but only by over 2% during the past week. This is slower than last month when we saw an increase of 3.2%. The contract ratio has clawed its way back to 37, which is low but not terrible. This time last year, it stood at 52 mainly because we had far less supply. Although CMIs are still headed lower in most places, the slight improvement in demand is starting to slow that trend.   Casa Grande is in a robust buyer's market with a CMI of only 46.3.   Price changes are very much in vogue. They recently peaked at 3,820 per week, 52% higher than this time last year. This is not surprising, as we have 40% more listings now. Price cuts outnumber price increases by about 14 to 1. *Cromford Market Index™ is a value that provides a short-term forecast for the balance of the market. It is derived from the past four years pending, active, and sold listings trends compared with historical data. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. DSCR Loans: A Guide for Real Estate Investors As a real estate investor, whether just starting or experienced, you may explore various financing options to kickstart or expand your property investment journey. One financing option that you might come across is the Debt Service Coverage Ratio (DSCR) loan. DSCR loans are specifically designed for income-generating properties, and understanding them can be vital to making informed financial decisions as a real estate investor. This article will explain DSCR loans and how they can benefit you.   What is a DSCR Loan? The Debt Service Coverage Ratio (DSCR) is a financial metric lenders use to assess the risk of providing loans for income-generating properties. DSCR loans evaluate the property's ability to generate sufficient income to cover its operating expenses and debt service obligations. In other words, it analyzes whether the property's income is enough to pay the mortgage payments and other related costs.   How is the DSCR Calculated? To calculate the DSCR, you need two main figures: the property's proposed or existing rent and total debt service. Request your comparative market analysis   Rent: • Proposed (or Market) Rent : If you’re considering buying a property that isn’t currently income-producing and converting it into a rental, we order a Rent Schedule with the appraisal. The appraiser pulls the rents of nearby comparable homes, and we use that information to determine what the house would rent for in the current market. • Existing Rent  – if the home is currently rented out with a lease agreement, we can use that with documented proof of receipt.   Lease agreements are referred to as long-term rents (LTR).  However, with the rising popularity of VRBO and AirBnB, DSCR loans also allow for short-term rents (STR).  The easiest and preferred way to document this is to gather the rental data and documentation from the seller for the last 12 months.     Debt Service:   Total Debt Service:  Total Debt Service refers to the total debt payments required, including the mortgage payment and any other obligations on the property(most commonly, this would be the HOA dues). Once you have your Rents and Total Debt Service figures, you can calculate the DSCR using the following formula:   DSCR = Net Rent / Total Debt Service   Typically, lenders prefer a DSCR of 1.25 or higher. This means the property's income is 1.25 times greater than the debt service obligations, providing a comfortable margin for covering expenses and loan payments. It should be noted that ratios less than 1.25 are allowed.     Why are DSCR Loans Attractive to Real Estate Investors?   DSCR loans offer several benefits that make them attractive to real estate investors:   1.  Focus on Property Income:  Unlike traditional residential mortgages that heavily consider the borrower's personal income and credit history, DSCR loans primarily focus on the income-generating potential of the property. This allows investors to qualify for financing based on the property's performance rather than their financial standing.  This is particularly beneficial for self-employed borrowers who may have trouble qualifying based on tax returns. 2.  Enhanced Cash Flow:  DSCR loans ensure the property generates sufficient income to cover expenses and loan payments. This can lead to positive cash flow, where the rental income exceeds the expenses, providing investors with extra funds for property improvements or future investments. 3. Portfolio Growth:  DSCR loans can facilitate easier access to financing, allowing first-time investors to acquire multiple income-generating properties and expand their real estate portfolio. 4. Lower Personal Liability:  DSCR loans are often non-recourse, meaning that in the event of default, the lender's recourse is limited to the property itself, not the borrower's assets. This reduces the investor's liability, providing an added layer of protection.   Challenges to Consider:   While DSCR loans offer valuable benefits, real estate investors should also be aware of potential challenges: 1.  Stringent Qualification Criteria:  DSCR loans require substantial property income and may have stricter qualifications than conventional residential mortgages. One primary example is the down payment. DSCR loans typically need at least 20% to 25% down. 2.  Limited Options for Non-Income Properties:  DSCR loans are best suited for income-generating properties, making them less applicable for fix-and-flip or non-income properties.   Conclusion: DSCR loans present an attractive financing option for first-time or experienced real estate investors looking into income-generating properties. DSCR loans offer enhanced cash flow and portfolio growth opportunities by focusing on the property's income-generating potential. However, knowing the stringent qualification criteria and limitations for non-income properties is essential. As you explore financing options for your real estate investment, understanding DSCR loans can be valuable in making informed decisions that align with your investment goals and financial capabilities.  Please don’t hesitate to reach out if you would like to see how we can use this loan option to build your real estate portfolio. Housing Market The NAHB reports a sharp decline in builder sentiment in February due to concerns over tariffs, elevated mortgage rates, and high housing costs. Winter storms slowed single-family homebuilding in January. A limited rebound is expected amid tariffs and elevated mortgage rates. Mortgage demand dipped last week. Applications fell 6.6% as affordability continued to sideline potential buyers. Economy The minutes from last month's Fed meeting showed that officials wanted to maintain policy rates despite stubborn inflation and economic uncertainty. Mortgage rates have held steady to begin the year as inflation fears and concerns over a surge in debt issuance have failed to materialize. New jobless claims increased moderately last week, suggesting the labor market remains solid. Weather Have a great week!

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Once again, the table looks less favorable than the previous week. We have 15 cities that have deteriorated for sellers over the last month, with Mesa and Gilbert joining the 13 we saw last week. We only have two cities that have improved over the past month, only by 1% in both cases. The average change in the Cromford Market Index (CMI)* over the past month is -8.0 %, while last week we saw -5.5 %.   The fastest decliners are Fountain Hills, down 21%; Maricopa, down 16%; and Paradise Valley, down 14%. But then we see Glendale down 12% and Avondale down 11%. Seven cities are still seller's markets, five are balanced, and five are buyer's markets.   Demand is showing signs of growth now that the big game is over. However, we are still seeing supply grow faster, and this trend needs to stop and reverse if sellers will feel the benefit of the slight rise in demand. *Cromford Market Index™ is a value that provides a short-term forecast for the balance of the market. It is derived from the pending, active, and sold listing trends compared with historical data over the previous four years. Values below 100 indicate a buyer's market, while values above 100 indicate a seller's market. A value of 100 indicates a balanced market. Fact Check February   7 Narratives on Housing There is no online shortage of armchair quarterbacks regarding prognostications on the future of home values and affordability. However, there are narratives that some people, including journalists, stubbornly hold to that are simply outdated or incorrect. Many were valid a few years ago but are no longer true today. Here are just a few:   Myth #1 - Buyer demand is declining. This was true in 2022 and 2023 but is no longer true today. While mortgage rates have stifled many buyers, buyer demand is now stable, following last year’s trend, with little reaction to rate fluctuations.   Myth #2 - There is very little to buy under $300K. This was true a few years ago, but not today. In February 2022, only 90 single-family listings were active for sale under $300,000 in Maricopa and Pinal County. Today, there are 534, mostly in Pinal County. Condo and townhome inventory is even more abundant by comparison. In March 2022, there were only 156 active condo/townhome listings; today, there are more than 1,200 in Maricopa County.   Myth #3 - My income is too high to qualify for homebuyer assistance programs. Some grant and downpayment assistance programs correlate to an area, not income. Many have income limits as high as $150,000/year, and some don’t have income limits at all. Researching and finding a qualified loan officer to explain these programs could save thousands of dollars.   Myth #4 - I must be a first-time homebuyer or renter to qualify for homebuyer assistance programs. In most cases, this is not true. They may say first-time home buyer, but if you haven’t owned a home in 3 years or more, you’re a first-time home buyer again, according to HUD’s definition. Also, if you’ve only ever owned a home with a spouse, have a child, and are now divorced, you are also a first-time home buyer. Or, if you’ve only ever owned a mobile home. These are just 3 of the 5 HUD definitions for first-time homebuyers.   Myth #5 - Mortgage rates are too high; nothing can be done about it. 57% of January sales between $200,000 and $600,000 involved seller-paid incentives. Most went towards a temporary buy-down of the mortgage rate, and many home builders are providing permanent rate buy-downs. Other sellers have assumable FHA or VA loans with rates below 5%. About 10% of all active listings fit this criteria. Some buyer assistance programs even allow grant money to buy down mortgage rates. Again, a little research goes a long way in addressing the affordability issues caused by mortgage rates.   Myth #6 - Housing is in a bubble, and home prices are on the precipice of a crash. Greater Phoenix already had a bubble and price crash in 2022 when prices rose to their peak by May and declined a whopping 12.3% from May to December that year, with short-term flip investors taking the brunt of the pain. Since then, prices bounced and stabilized, with most price ranges seeing less than 2% appreciation year over year today. That is less than the current inflation rate and what is expected after nearly a year in a buyer-leaning market. While Greater Phoenix is officially in a buyer’s market, it’s very mild. Under these conditions, sale price measures show that most non-luxury buyer negotiations are approximately 1.9% below the last list price. That’s a considerable improvement over 2022, where sales prices averaged 2.4% OVER list price. Prices are declining in some areas, but not all, and not by leaps and bounds. Current supply and demand indexes do not support massive declines in sales prices, but shaving 1-2% off lower list prices during negotiations is not out of the question. Sellers are not pushing the market with outrageous list prices. Most are in line or even below last year in some price ranges.   Myth #7 - I’ll sell my home “as-is” and price it aggressively with buyer incentives. This worked in the mild seller’s market of 2023 and the first part of 2024, but not now. In a buyer’s market, it’s okay to sell your home “as-is” so long as it “is” in excellent condition. The hierarchy of importance isn’t price first, then buyer incentives, then condition. It’s condition AND price; the importance of additional incentives depends on your area and price range. When everyone offers low prices and buyer incentives, properties in good condition rise to the top. Housing Market Purchase mortgage applications declined again, falling 2% for the week. However, demand was 2% higher than the same week last year. ICE reports a 22% growth in for-sale inventory in 2024. At the current pace, the market will return to pre-pandemic inventory by mid-2026. Rising rental supply fosters a renter-friendly market, but slowing multifamily construction may tighten the market after this year. Economy Consumer prices increased the most in 1.5 years in January, reinforcing the Fed's message that it was in no rush to resume cutting policy rates. In Congressional Testimony, Fed Chair Powell said the economy is doing well, and the Fed can take its time to decide on future policy rate cuts. New applications for unemployment benefits fell last week, suggesting the labor market remained stable early in February. In 2025, several home design trends will blend aesthetics, functionality, and sustainability. 1. Sustainable and Eco-Friendly Materials Homeowners increasingly prioritize environmental consciousness by incorporating sustainable materials such as bamboo, reclaimed wood, and natural stone into their interiors. These choices reduce carbon footprints and infuse spaces with a timeless, earthy ambiance. 2. Biophilic Design The connection between indoor spaces and nature continues to gain popularity. This approach emphasizes using large windows for natural light, organic textures like woven rugs and stone surfaces, and abundant greenery to create serene, nature-inspired environments.   Koti Design 3. Warm and Earthy Color Palettes Deep browns, muddy greens, and other earthy tones are becoming prominent in home decor. These colors evoke a sense of calm and permanence, providing a comforting backdrop in interiors. 4. Brass Fixtures Brass is making a comeback, particularly in unlacquered or brushed finishes. This metal adds warmth and elegance to spaces and is used for lighting fixtures, cabinet pulls, and faucets.   Modern Medal 5. Textured Walls Textured walls are becoming more popular for adding depth and character to rooms. Techniques include using upholstery, wood paneling, plaster, or lime wash to create visually engaging surfaces. 6. Multifunctional Spaces With changing lifestyles, there’s a growing demand for versatile spaces that serve multiple purposes. Designers are creating adaptable areas that can function as home offices, gyms, or guest rooms, maximizing the utility of each square foot. 7. Smart Home Integration The integration of innovative technologies continues to evolve, with a focus on creating dynamic, user-shaped spaces. Agentic technologies like conversational agents, robots, and virtual avatars are being incorporated to enhance daily routines and household dynamics. 8. Cozy Sunrooms There’s a growing trend towards creating cozy sunrooms that maximize natural light and provide comfortable seating. These spaces often feature neutral color palettes, natural materials, and abundant greenery, offering a tranquil retreat within the home.   Better Home and Gardens 9. High-Contrast Design Bold, high-contrast designs are gaining popularity. Homeowners opt for striking color combinations and patterns to create dynamic and visually stimulating spaces. 10. Wellness Amenities There’s an increasing emphasis on incorporating wellness amenities into home designs. Features like home gyms, saunas, and cold plunge pools are becoming desirable as homeowners prioritize health and fitness within their living spaces.  the Spruce East Valley Weather